What Makes PVS Merchant Cash Advance Program Different From All the Rest…

With a merchant cash advance (MCA), you receive a cash infusion upfront and then repay the advance through your company’s checking account. A fixed daily or weekly sum is transferred from your business checking account through an automated clearing house withdrawal until the advance is repaid, including the MCA fee or interest.  

These MCA advances are repaid through payments that are calculated and debited against your business sales — unless your business runs out of available cash, which may prevent you from making your daily or weekly payment.  

The fees you incur depend on how much risk the MCA firm is taking. Generally, the factor rate ranges from 1.1 to 1.5. The decimal indicates the repayment percentage on the loan; for instance, a factor rate of 1.1 means you’ll repay the principal plus 10%.  

However, an MCA is considerably more costly than traditional financing options. It can also create a debt cycle that forces you to take out a second advance to pay back the first, resulting in additional fees.  

Instead of getting trapped in this never-ending cycle of high-interest payments weekly from your credit and debit card sales, PVS Loans offers a solution that allows you to utilize a portion of your cash advance proceeds to purchase a seasoned corporation that meets or exceeds all traditional lending guidelines for business loans.  

PVS facilitates a reverse merger of your current business operations into your new aged corporation, which will now qualify for low-interest traditional business loans. We guide you through our step-by-step unsecured, stated income traditional bank funding process.  

We can quickly assist you in securing an additional $150,000.00 to $225,000.00. You can then choose to pay off the higher fee MCA loan using the proceeds from the unsecured low-interest bank loan, getting your business back on track.  

Call us today for a FREE Business Loan evaluation and your FREE customized step-by-step plan of action. The call is free, and the information is priceless. Dial (310)795-4278.